Dear Investor,

In order to provide you the required facility of NIT Web Portal / Mobile App, we attach herewith an application form of NIT-Web Portal & Mobile App Webportal W-1". You are requested to please fill in and send your signed form to NIT-Branch where your account is registered. After updating your details in our system, you may be able to further proceed and avail this facility.

If you have already submitted "W-1" form, so kindly skip this step and proceed further.

For further assistance, please call us at 0800-00648.

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NITL, in its efforts to provide a wide range of services to cater to the needs of different classes of investors, has launched " NIT Income Fund" in the Fixed Income Category. It is also an open end Income Fund. As on September 30th, 2021 NIT IF had funds under management of around Rs. 4.48 billion and had approximately 1,241 unit holders.

Daily Price

As on 30 Nov 2021
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Sale Repurchase
10.6032 10.4982


The objective of "NIT IF" is to generate competitive stream of return with moderate level of risk for its unit holders, by investing primarily in portfolio of fixed income securities with weighted average time to maturity not exceeding four (4) years.

In order to achieve its primary objective of generating competitive return for its unit holders, NIT IF would substantially invest in a diversified portfolio comprising of high quality debt securities.

The fund shall at all time maintain a minimum of 25% of net assets in the form of cash & near cash instruments, whereas, the fund can take exposure of up to 75% of net assets in high quality debt securities.

Benefits of NIT-IF
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Competitive Returns
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Low Management Fee
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Professional Fund Management Expertise
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No Minimum Holding Period
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Ease of Redemption
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No Penalty on withdrawal
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Easy Encashment

Features of NIT-IF:

  • maximize returns for Unit holders
  • provide a regular stream of current income through dividends
  • Avail Tax Credit (as per applicable tax laws)

Risk Meter

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Price NAV / History

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Fund Facts

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Initial Investment Image Not Found
Growth Units : PKR 5,000
Income Units: PKR 100,000

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Growth Units : PKR 1,000
Income Units: PKR 2,500

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Rs. 10/-

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Front-End Load: 1%
Back-End Load: NIL

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10% of Gross Earnings, subject to a minimum of 0.50% & a
maximum of 1.25% per annum of average annual net assets

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Forward Day

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Average of six (6) months KIBOR rates

Offering Documents


Trust Deed


5 Years Performance Period

Performance period FY20 FY19 FY18 FY17 FY16
NIT-IF 12.58% 7.25% 5.22% 5.37% 5.87%
Benchmark 12.22% 10.21% 6.35%% 6.10%% 6.53%
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